Affiliates to Guatemalan Social Security Institute (IGSS) that do not meet the requirements to access a old age pension They can choose to request a Unique assignmentwhich will allow them to recover a part of their contributions to the social security system.
This benefit is presented as an option for those who, at the time of fulfilling the minimum age and finishing their employment relationship, do not reach the number of quotas necessary to access the pension.
Next, it is explained in detail what the unique assignment is, who can request it and how to carry out this process.
What is the unique assignment and how does it work?
The Unique assignment It is a partial refund that the IGSS It offers those affiliates that, when fulfilling the minimum age for an old -age pension, they do not have the number of enough quotas to access that pension.
This reimbursement is equivalent to 70% of the total work quotas actually contributed During the contribution time to the system.
Requirements to request quota reimbursement in the IGSS
To request the Unique assignmentaffiliates must meet the following requirements:
- Have turned 60 years: This is the age established by the IGSS so that an affiliate can request a pension for old age or, failing that, a unique assignment.
- Have ended the employment relationship: It is necessary that the affiliate has finished its labor link with the employer or has stopped working formally.
- Have between 12 and 239 installments contributed: Depending on the year in which the affiliate was registered in the IGSS, a minimum number of quotas must have accumulated to request the unique allocation.
- The minimum is 12 installmentsand the maximum is established in 239 installmentswhich varies according to the individual conditions of the affiliate.
It is important to note that, when opting for the Unique assignmentthe affiliate renounces any other benefit that corresponds to it Within the IGSS Regulation, such as access to old age or other social benefits.
In addition, if the affiliate decides to return to the IGSS after receiving the unique allocation, it will be treated as a New affiliatewhich implies that it will lose the previous rights that it had accumulated.
Steps to request quota reimbursement in the IGSS
To request the quota refund either Unique assignment In the IGSS, the steps to follow are the following:
Step 1: Fill the corresponding form
The first step is to access the Official IGSS website and fill the necessary forms to request the Unique assignment.
It is important to complete all the requested data to avoid delays or rejections in the process.
Step 2: Request an appointment
If the affiliate resides in Guatemala Cityyou must communicate to the phone 2412-1255 To schedule an appointment in Affiliate Care Center (Cafiti)which is the Working box and assurance.
If the affiliate is outside the capital city, you can go directly to the closest departmental delegation or box.
In this case, it is not necessary to schedule an appointment in advance. IGSS delegations attend from Monday to Friday, at a time of 8:00 a.m. to 4:00 p.m.so affiliates can appear directly within this schedule to initiate their process.
What happens if minimal fees for pension are not reached?
If an affiliate does not reach the number of quotas necessary to access the old -age pension, it still has options to continue contributing and, eventually, obtain the pension for old age.
He IGSS allows affiliates to become Voluntary taxpayers. This allows them to continue contributing to the social security system voluntarily and with the aim of completing the missing quotas to achieve the requirements for old age pension.
How does the voluntary taxpayer regime work?
According to him Article 35 of Agreement 1124affiliates can become voluntary taxpayers whenever they request it within the calendar year following its last mandatory contribution.
Payments must be made monthly, and once the minimum quotas required have been reached, the affiliate can access the old -age pension in the corresponding conditions.
Although the IGSS offers this alternative so that members who do not meet the requirements for a old age pension They can recover part of their contributions. However, before requesting the Unique assignmentit is advisable to assess whether the option of Voluntary taxpayer It would allow completing the necessary quotas to access a pension.