He Guatemalan Social Security Institute (IGSS) offers economic benefits to its affiliates through the program of Disability pensions, old age and survival (IVS).
From January to September 2024, the IGSS disbursed a total of Q4 thousand 391 million 244 thousand in benefits aimed at the pensioners of the programs IVS and Disease, maternity and accidents (EMA).
This figure shows the magnitude of the system and its direct impact on the economy of many Guatemalan families. This system represents a key support for thousands of Guatemalans, especially in the retirement stage or when a condition is presented that prevents them from working.
How many payments does a IGSS pensioner receive a year?
According to Claudia Sentes, head of the Department of Disability, Old Age and Survival -IVS-, an affiliate who enjoys pension Receive a total of 12 annual paymentsin addition to Two bonds and a Aguinaldowhich allows a stronger economic planning during the year.
Payments include:
- Q300 bonus delivered in July
- Q500 bonus delivered in December
- Aguinaldo equal to the value of the pension, also in December
This scheme seeks to ensure constant income and provide additional support in key months of the year.
Pension payment calendar for 2025
He Official IGSS payments for 2025 establishes the dates on which monthly disbursements will be made to the IVS program pensions.
Next, the corresponding months and days are detailed:
| Month | Payment date |
| May | 22 |
| June | 21 |
| July | 22 |
| August | 22 |
| September | 22 |
| November | 22 |
| December | 12 |
It is important that affiliates take note of these dates to plan their expenses and avoid inconvenience.
What happens to the pension if the beneficiary dies?
One of the issues that most worries affiliates is What happens to the pension in case of death, Especially if there are people who depend on what the affiliate receives as a pension.
According to IGSS regulations, the right to pension can be transferred to certain designated beneficiaries by the affiliate.
Sentes explained that beneficiaries They can include:
- Children with disabilities or special needs
In these cases, beneficiaries receive 50% of the pension amount that the holder perceived, provided that they meet the established requirements.
This percentage does not include additional amounts that could have received during the life of the pensioner.
How long does a disability pension last?
The Disability pension Affiliates are granted that, for medical reasons, they cannot continue to perform a work activity.
According to the IGSS Regulation, when complying 60 yearsthe beneficiary automatically goes on to receive a old age pensionreceiving the same amount he received as a disability pension.