As established, the mid -year school break will be carried out from June 23 to 29a pause expected by students and parents to get out of the routine. During these days, many families look for ways to rest, distract or even travel.
However, not all have sufficient resources and they are common for them to think about cover expenses with the expected Bonus 14, which is delivered in July. Given this, experts recommend plan in advance and look for options that do not exceed the budget.
César Tánchez, Personal Finance Advisorexplains that fun should not be set aside, since this is essential to recharge energy and continue with the routine.
“A common mistake is to think that, if the budget is adjusted, nothing should be spent on entertainment. But there are always ways to adjust expenses to achieve it without affecting finance,” he says.
Tips to enjoy academic rest without spending more
1. Make a previous calculation
Before planning a trip or any activity, it is essential make a calculation of expenses. This will allow a clear reference and establish a defined savings planwith realistic amounts and deadlines.
If you know how much you need, you can draw specific goals and better organize your resources.
2. Visit less crowded destinations
Although destinations such as Antigua Guatemala They are popular for their gastronomic and cultural offer, Tánchez suggests exploring more accessible options within the same city.
“You can visit a ruin in Antigua, which does not have a high cost, and instead of eating in a restaurant, you can opt for the positions in the parks, which are much cheaper,” he says.
On the other hand, opt for less tourist sites not only helps to save, but also allows discover new and less saturated places.
It may also be interested in reading: Discover these three economic destinations a few kilometers from Guatemala City.
3. Check the fixed household expenses
A key strategy to generate savings is Analyze monthly fixed expenses. Although reduce the consumption of light either gas It is not always easy, there are other areas where you can act with greater freedom.
“Cut memberships or subscriptions that are not frequently used can quickly release, ”suggests the expert.
It is also important to check if services are really used such as cable TV either Internet. In many cases, it is possible to find cheaper packages or eliminate some channels that are not used.
4. Organize activities from home
Entertainment does not have to imply large expenses. Tánchez recommends home activities such as board games, movies or nights with soda. “Buying a board game may seem expensive at the beginning, but if used many times, the Cost for low use considerably”, He says.
Seeing a movie at home, instead of going to the cinema, can represent a significant savingsespecially if they are large families.
5. How can Bonus 14 help?
Although many expect the Bonus 14 To finance your vacations or recreational activities, experts recommend Do not depend exclusively on this income.
Instead of seeing it as a quick solution, it must be integrated into a financial planning strategy broader.
KEYS FOR A SCHOOL REST WITHOUT FINANCIAL STRESS
- Early planning
- Reduction of unnecessary expenses
- Fun adapted to budget
- Take advantage of what you already have at home
The June school break represents an opportunity to rest without compromising the economic stability of the home.
With creativity, organization and good money administration, it is possible to enjoy as a family without resorting to debts or exhausting future income.